May 24

Please don’t be offended if you find yourself running after the cheese because I know  a very small percentage of you who actually enjoy the race but if you don’t I would recommend you stop what you are doing, click on the play and watch the video.

Thank you for watching  and stay tuned for more!

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Just because you watched the whole video there is a free gift waiting for you

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Pedro Marques
PHC-BR International
Skype: chagas-es

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Sep 23
In Robert Kiyosaki  book, Increase Your Financial IQ,  He wrote about the four economic ages of humanity.


The Hunter-Gatherer Age:

In the Hunter-Gatherer Age, humans relied on nature to provide wealth. They were nomadic and went where the hunting was good and the vegetation plentiful. You had to know how to hunt and to gather—or you died. For the hunter-gatherer, the tribe was social security. Socio-economically, everyone was even. They were all poor.

The Agrarian Age:

The Agrarian Age saw the rise of classes between people. Due to the development of technology to plant and cultivate the land, those who owned the land became royalty, and those who worked it became peasants. The royals rode horses while the peasants walked. Socio-economically there were two groups, the rich and the poor.

The Industrial Age:

While many people would place the beginning of the Industrial Age in the 1800s with the rise of factories, I actually think of it as beginning in 1492 with Columbus. When Columbus struck out to find the New World, it was to find new sources of valuable resources such as oil, copper, tin, and rubber. During this time the value of real estate shifted from growing crops to providing resources. This led to the land becoming even more valuable. And three classes emerged: the rich, the middle-class, and the poor.

The Information Age:

Today, we are in the Information Age, where information leveraged by technology and inexpensive resources like silicon produce wealth. This means that the price of getting wealthy has gone down. For the first time in history, wealth is available to just about everyone. There are now four groups of people: the poor, the middle-class, the rich, and the super rich.

Today, there are many ways to get rich in the Information Age, and many people are. But the real question is how do you get super rich?

This morning I read about Jack Dorsey, the co-founder of the payment processing company, Square, in Fast Company. (

The article is a fascinating read and shows the collision between old, industrial age ways of thinking and new, Information Age ways of thinking.

It’s also a playbook for getting super rich in the Information Age.

Moving from transactions to transformation

Just a few years ago, Square was considered the darling of the Silicon Valley start-up scene. Dorsey himself, with a sharp design eye and grand ambitions has been compared to Steve Jobs.

The company’s core business was and is collecting a small percentage of the transactions they help process, primarily for small businesses – a hard business to be in. It takes a lot of transactions to make a profit. As Austin Carr writes:

“Making money from payments processing is a bit like building a business by selling soda simply for the bottle deposit: It takes a lot of effort just to convert a $1 bottle of Coke into a nickel return, and only in extreme bulk can those nickels start to add up. More troubling, with Square’s business, the majority of those nickels go to the financial intermediaries it works with. At every swipe, Square takes its small cut of the transaction price, but 70% (or more) of that fee often goes to Visa, MasterCard, and other institutions that handle risk and fraud detection, as well as card-member rewards and services.”

This has led some people to criticize the company and its founder, Dorsey, saying it was desperately looking for an exit and would have to make some hard choices.

The criticism, however, is directed at the company’s current business model, a model that Dorsey says is simply Step 1 in a much grander vision to harness the vast amounts of data Square collects to build add-on products that move beyond payment processing – and provide higher margins.

As Carr writes, “Dorsey understood payments processing couldn’t be the endgame. ‘We always knew it was not our core business,’ he says. ‘We knew the real business was around the data.'”

Whether Carr’s company will be successful in its grand ambitions is still unknown, but one thing is clear: It will be the difference between a moderately successful transaction company and a game-changing product company – between being rich and being super rich.

Fight or Flight

The real difference between Dorsey and others who would be content with a safe, moderately successful company is courage.

“With any challenge,” Dorsey is quoted in the article, “there’s a fight-or-flight psychological reaction: You either continue to fight, or you go away.”

As Carr points out, Dorsey has chosen to fight. If he succeeds, that will be the reason why he’ll be super rich while others are simply rich.

What are you fighting for?

The reality is that we all probably won’t have the opportunity to be super rich in this life (though you may!) But we all have the opportunity to improve our situations today – to continue to grow and never settle, to fight.

The question is, what are you going to fight for to make your tomorrow better than it is today?

Need a place to start? Click here and learn how to build assets.

There is a free gift waiting for you

*Click HERE and it’s a hidden download (here is a hint – think exit….)

If you loved what Robert Kiyosaki broke down here…

You will LOVE what is in store when you see what our team does as a group ;)

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Pedro Marques
PHC-BR International
Skype: chagas-es

Click here to work with me personally.

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Aug 23

“Make Thousands Of Dollars Working From Home!”

Sounds like a scam, doesn’t it? Sadly, oftentimes it is.

However, FlexJobs sifts through the dross to find flexible employment gold, to create a database of 25,000 companies for people seeking such opportunities.

The site recently compiled its annual list of the 100 top companies offering partial and full telecommuting job opportunities, which was based on an analysis of the job posting history of the employers in its database. (Click here to see this summer’s 50 most surprising flexible jobs.)

“The great news is remote work options are – and have been – on the upswing within companies. But the bad news is that it is still really difficult for most job-seekers to find these legitimate job opportunities amidst the scam, junk, and ads mixed in on most job boards out there. With this list, we want to help guide job-seekers to some of the leading, trusted companies that have shown that they incorporate telecommuting in their hiring practices,” says Sara Sutton Fell, FlexJobs founder and CEO.

Work from home

According to this year’s list, the top industries offering remote work opportunities include healthcare, information technology, education, nonprofit and philanthropy, and sales and marketing. And flexible arrangements can be found with job titles such as sales representative, senior analyst, nurse case manager, account executive, Web or software developer, accountant, and virtual teacher.

Here is the full list of 100 companies most likely to hire remotely in 2014:

  1. Xerox
  2. UnitedHealth Group
  3. Dell
  4. Aetna
  5. American Express
  6. First Data
  7. Humana
  8. Westat
  9. K12
  10. ADP
  11. Overland Solutions Inc.
  12. CyberCoders
  13. U.S. Department of Transportation
  14. SAP
  15. PayJunction
  16. Connections Academy
  17. Apple
  18. IBM
  19. HD Supply
  21. Western Governors University
  22. CACI International
  24. McKesson Corporation
  25. Aon
  26. WellPoint
  27. Forest Laboratories
  28. Patch
  29. Walden University
  30. Pitney Bowes
  31. Adobe Systems
  32. Coventry Health Care
  33. Clarity Consultants
  34. Kenexa
  35. General Electric – GE
  36. Symantec
  37. Microsoft
  38. Thomson Reuters
  39. Appen ButlerHill
  40. Teradata Corporation
  41. Computer Sciences Corporation – CSC
  43. BroadSpire
  44. Red Hat
  45. Healthfirst
  46. Pharmaceutical Product Development Inc.
  47. Infor
  48. Optum
  49. Precyse Solutions
  50. Kaplan
  51. Hartford Financial Services Group
  52. Nuance
  53. PricewaterhouseCoopers
  54. CVS Caremark
  55. AmerisourceBergen Corporation
  56. American Public University System – APUS
  57. Ecolab
  58. Autodesk
  59. Language Line Solutions
  60. Sodexo
  61. Kronos Incorporated
  62. Fiserv
  63. ICON
  64. Mozilla
  65. American Support
  66. Canonical
  67. BCD Travel
  68. Mom Corps
  69. Quintiles
  70. Welcome Wagon
  71. FlexProfessionals, LLC
  72. Pearson Education
  73. Zimmer
  74. University of Maryland University College
  75. Kelly Services
  76. TEKsystems
  77. CareFusion
  78. Novartis
  79. Unisys
  80. Dignity Health
  81. Enterprise Contact Center
  82. ICF International Inc.
  83. AIG
  84. Cargill
  85. Asurion
  86. Lockheed Martin
  87. SunAmerica Financial Group
  88. VMware
  89. Alere
  90. Express Scripts
  91. Health Net
  92. Nielsen
  93. Variable Annuity Life Insurance Company – VALIC
  94. American Heart Association
  95. Bausch & Lomb
  96. Grand Canyon University
  97. SumTotal Systems
  98. Pacific Interpreters
  99. Parallon
  100. ACI Group

If you enjoyed this post please comment and share if you want more content like this.

Pedro Marques
PHC-BR International
Skype: chagas-es

Click here to work with me personally.

Check our website:
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