May 24

Please don’t be offended if you find yourself running after the cheese because I know  a very small percentage of you who actually enjoy the race but if you don’t I would recommend you stop what you are doing, click on the play and watch the video.

Thank you for watching  and stay tuned for more!

Need a place to start? Click here to learn how to build assets.

Just because you watched the whole video there is a free gift waiting for you

*Click HERE and it’s a hidden download (here is a hint – think exit….)

Pedro Marques
PHC-BR International
Skype: chagas-es

Click here to work with me personally.

Check our website: http://www.phcbrinternational.com
Watch our bloghttp://meetpb.com/growyourbusiness/
Like our page: https://www.facebook.com/PHC.BR.International
Follow us: https://twitter.com/PHC_BR

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May 09

Welcome to our series of videos on Business Strategies. Our goal at PHC-BR International is to share with you real life business strategies we use to improve the quality of our products and services. Our vision is to empower online education for everyone who wishes to seek wisdom.
In today’s video we talk about  organizing your personal finances and why its important to know the difference between an asset and liability.

Thank you for watching  and stay tuned for more!

Need a place to start? Click here to learn how to build assets.

Just because you watched the whole video there is a free gift waiting for you

*Click HERE and it’s a hidden download (here is a hint – think exit….)

Pedro Marques
PHC-BR International
Skype: chagas-es

Click here to work with me personally.

Check our website: http://www.phcbrinternational.com
Watch our bloghttp://meetpb.com/growyourbusiness/
Like our page: https://www.facebook.com/PHC.BR.International
Follow us: https://twitter.com/PHC_BR

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May 07

Where does your tax money goes?

DEFINITION of ‘Taxes’

An involuntary fee levied on corporations or individuals that is enforced by a level of government in order to finance government activities. (source: Investopedia)

However in countries like Brazil the reality is different and if you depend on the government to pay your bills you might want to change your strategy and here is why…

Thank you for watching  and stay tuned for more!

Need a place to start? Click here to learn how to build assets.

Just because you watched the whole video there is a free gift waiting for you

*Click HERE and it’s a hidden download (here is a hint – think exit….)

Pedro Marques
PHC-BR International
Skype: chagas-es

Click here to work with me personally.

Check our website: http://www.phcbrinternational.com
Watch our bloghttp://meetpb.com/growyourbusiness/
Like our page: https://www.facebook.com/PHC.BR.International
Follow us: https://twitter.com/PHC_BR

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Apr 27

https://www.youtube.com/watch?v=qDEuHwbiqqE

DEFINITION of ‘Financial Statements’

Records that outline the financial activities of a business, an individual or any other entity. Financial statements are meant to present the financial information of the entity in question as clearly and concisely as possible for both the entity and for readers. Financial statements for businesses usually include: income statements, balance sheet, statements of retained earnings and cash flows, as well as other possible statements. Source: Investopedia

Thank you for watching  and stay tuned for more!

Need a place to start? Click here to learn how to build assets.

Just because you watched the whole video there is a free gift waiting for you

*Click HERE and it’s a hidden download (here is a hint – think exit….)

Pedro Marques
PHC-BR International
Skype: chagas-es

Click here to work with me personally.

Check our website: http://www.phcbrinternational.com
Watch our bloghttp://meetpb.com/growyourbusiness/
Like our page: https://www.facebook.com/PHC.BR.International
Follow us: https://twitter.com/PHC_BR

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Mar 21

I met Matt Theriault a couple months back. Matt approached me to do an interview for his podcast. I had to agree when he explained how my book Rich Dad Poor Dad had changed his life. Matt told me how he’d purchased single-family homes for cash flow and how great it was working out. It wasn’t until I did the interview that I learned he had over 250 homes plus his company owned another 450!

Matt started a whole company helping people cash flow single-family homes. For that reason, I have asked Matt to share some of the principles he uses for cash flowing single-family homes.

How to Pick the Right Cash Flow Market – Matt Theriault

Making the decision to get started in real estate investing is typically the easy part. It’s a no brainer. With all the data available, it’s pretty clear that real estate presents one of the last, if not the final, frontiers where the average person has a legitimate shot at not only creating financial independence, but real wealth. Real estate has created more wealth for more people than any other single industry or investment vehicle. So, if you want to be financially independent and eventually wealthy, real estate presents the greatest opportunity; And that’s what I mean when I say “Making the decision” to get started is the easy part. The “what” and “where” are other stories in and of themselves.

In What to Invest?

The time-honored logic that you must walk before you run, and you must crawl before you walk is as sound in real estate investing as it is in anything else in life. To get started you must crawl, and in real estate that translates to single-family homes. The ideal single-family home consists of three bedrooms, two bathrooms in a working class neighborhood that sits right at, or just below, the median price point for the area. The reason being that this is where most tenant and buyer demand exists. Should you hit a speed bump or two in the beginning of your investing career, these are typically the easiest types of investments to put back on course, or get out of entirely and start over. Basically, the risk from the majority of angles is probably lowest with this type of property than any other.

Learn more about investing in cash flowing single-family homes

Where to Invest?

Location, location, location is the #1 rule of real estate. However, it’s meaning is often misunderstood or overlooked. What you need to know about this rule is that identical houses can have very different values based on their location. Obviously, you want the house that has the better location, but how do you know which location is best for cash flow? The best location is the one with the greatest rental demand. Although not an exact science, rental demand is typically connected to the local economy’s stability. Key indicators of a stable economy can be a diverse employer profile, developing commerce and a stable or growing population.

What location, location, location is to your property’s value; Management, management, management is to your property’s performance. At Cash Flow Savvy, we investigate the basics of every market to confirm our future investments’ value, but we don’t make an actual investment until trusted and proven property management is in place to confirm our future investments’ performance. We will choose a lesser market with good property management every time over a superior market without property management. When choosing an area for your cash flow focus, check the economy for value and confirm property management for performance.

Now that you’ve made the decision to become a cash flow investor, and you now know in what and where to make your investments, what’s next? Go find a deal!

I hope you learned something from Matt. Matt agreed to make some videos for the Rich Dad community too. Click here and Matt will explain further how to pick the best market. He’ll also answer:

  • Where do I find information on an area’s economy?
  • When I find a good economy, how do I know which neighborhoods are the best?
    • How do I find a good property manager?
    • Can’t I just manage the property myself?

Matt will write a couple more blogs for us and create more videos as well. It’s the power of giving back. In the next blog and video Matt will teach you how his company consistently finds deeply discounted properties for their clients and how you can too.

Contributor: Robert Kiyosaki

www.richdad.com

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Feb 25

Because we are huge fans of educational events and networking here is a video of the latest Rich Dad Conference Brick Buy Brick in Amsterdam. If you have the opportunity to attend an event in your area do so for the value it adds to your business and personal life are priceless.

Thank you for watching and stay tuned for more!

Need a place to start? Click here to learn how to build assets.

Just because you watched the whole video there is a free gift waiting for you

*Click HERE and it’s a hidden download (here is a hint – think exit….)

Pedro Marques
PHC-BR International
Skype: chagas-es

Click here to work with me personally.

Check our website: http://www.phcbrinternational.com
Watch our bloghttp://www.businessexpertsonline.net
Like our page: https://www.facebook.com/PHC.BR.International
Follow us: https://twitter.com/PHC_BR

 

 

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Jan 25

Why remembering to have fun will make you more successful

When it comes to both financial and personal growth, we ladies can take ourselves a bit too seriously at times. I get it! Things can get stressful, and there’s certainly a lot to learn and do when it comes to achieving financial independence.

But I think it’s important to remember that investing is supposed to be fun too!

In fact, remembering to have fun might be the single most fundamental rule of all.

Having fun means:

Celebrating wins

I highly recommend you celebrate each win along your journey to financial freedom. Acknowledge when you’ve been successful, whether financially or personally. Take pride in overcoming personal fears and just diving in. Worry less about money, and focus more on building confidence. Gain control of your life. There will be many victories along the way, and celebrating them is key to continuing to move forward!

Finding the next puzzle piece

Your investments are like puzzle pieces, and your goals like a puzzle. Each new investment gets you that much closer to a complete picture. You just have to figure out what piece you need and where it goes in the puzzle. And puzzles are fun!

Seek out that next investment. Follow the progress of your existing ones. Figure out how to increase the income and cash flow of your investments. Learn something new every day. Each of these activities will help you discover the pieces you need and how to better use the ones you already have.

Enjoying the ride

I love a good road trip—especially with my girlfriends (and if we’re in a convertible!)

One of the most rewarding things I’ve experienced as an investor is making new friends, learning from them, and growing with them. Like anything else, investing is more fun when you have some friends with you.

Together, you’ll have great adventures and learn a lot. Together, you’ll enjoy the fruit of success, and comfort each other when things don’t quite go your way. Together, you’ll have the ride of your life.

At the end of the day, investing is scary, but it’s also a lot of fun. By remembering this, you’ll be that much happier and that much more successful.

So, let the fun begin…today!

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Jan 20

 

Why the curious always win in investing and life

My friend Karen is a successful real estate investor. A friend of mine was surprised when Karen asked her if she wanted to attend a two-day real estate seminar offered by a private company.

“Why are you taking a real estate class?” my friend asked. “That’s what you do every day, and you’re so successful at it already. What can they teach you?”

Karen’s response was worth its weight in gold. “That may be why I do better than the average real estate investor. I’m always looking for that edge. There is so much information. I never stop learning.”

Unfortunately, my friend didn’t join Karen. Though she is a real estate investor too, she is not doing well. She hasn’t bought or sold a property in the last three years because her formula isn’t working any more. She isn’t willing to look for new answers. Her decision to stop learning has translated into a lack of success.

I have another friend named Frank. He’s in his eighties, but I think he’ll live forever because he never stops learning. Each day, I get articles from Frank in my email inbox. These are articles related to the world economy and investing.

Frank is very active and eclectic. One week he’s in China reviewing the gold mine he took public. The next week he’s in Vancouver, B.C. taking an art class. We frequently see him at Rich Dad seminars, as well.

Though he’s older, Frank uses the latest and greatest technology to make his businesses run more efficiently. He just never stops learning…and I’m fortunate to keep learning from him.

People like Karen and Frank are successful for a reason. They’re willing to put in the effort required to always keep learning. They understand that financial success is not a sprint but instead a marathon. They get out there and put their feet to the pavement day in and day out. They stay humble. And they have an insatiable curiosity.

If you want to be successful in life, you could learn a few things from them. Because when it comes to investing, there are three methods to choose from:

1. Keep up with change.

2. Keep ahead of change.

3. Get passed up by change.

Why? Because in the financial markets, nothing stays the same. The rules are always changing. To be a winning investor, you’ve got to change as the markets change. And that means always learning.

In order to keep growing personally and to grow your income there is no substitute for this maxim:                                             Always keep learning

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Dec 29

Get the help you need to see your path to financial freedom

At the time, it felt like 1985 was the worst year of our life. But in hindsight, it was the beginning of our best years.

We were flat out broke. Between the two of us, Kim and I had about $400,000 in personal debt, most of which I owed to creditors due to the loss of my first business—and the interest was making that number grow fast.

What little savings we had was gone in three months, and for a short period of time, we were homeless. To survive, we maxed out every credit card we had, which meant our debt was growing even more.

Our most valuable lessons

We were tempted to declare bankruptcy and start over, but we didn’t. We chose to learn the important lessons that paying back the debt would teach us. By 1990, we were out of debt, and a few years later, we were financially free. Today, we’re worth over millions.

We are richer, not just because we have a lot of money—but also from the experience and the lessons we learned digging our way out of debt. The following are the six essential and easy tips we learned from our experience that can help you also eliminate your debt and get richer.

Tip #1: If you have credit cards with outstanding balances, keep only one or two credit cards in your wallet.

Keep the other cards out of sight, preferably in a safe or a safety-deposit box. Any new charges you add to the one or two cards you now have must be paid off every month. Do not incur any further long-term bad debt.

Tip #2: Come up with $150 to $200 extra per month.

When Kim and I were in our toughest times financially, we learned how to hustle. We worked odd jobs here and there, all while working on building our own business on the weekends. It wasn’t hard to earn a little extra money here and there. We simply had to keep our mind open to the possibilities around us. If you cannot generate an additional $150 to $200 per month, then your chances for achieving financial freedom may only be a pipe dream.

Tip #3: Apply the additional $150 to $200 to your monthly payment of ONLY ONE of your credit cards.

Pay the minimum PLUS the $150 to $200 on that one credit card. Pay only the minimum amount due on all other credit cards. Often people try to pay a little extra each month on all their cards, but those cards surprisingly never get paid off.

Tip #4: Once the first card is paid off, apply the total amount you were paying each month on that card to your next credit card.

Pay the minimum amount due on the second card PLUS the total monthly payment you were paying on your first credit card.

Continue this process with all your credit cards and other consumer credit such as store charges. With each debt you pay off, add the full amount you were paying on that paid-off debt to the minimum payment of your next debt. As you pay off each debt, the monthly amount you are paying on the next debt will increase.

Tip #5: Once all your credit cards are paid off, continue the procedure with your car and house payments.

If you follow this procedure, you will be amazed at the shortened amount of time it takes for you to be completely debt-free. Most people can be debt-free within five to seven years.

Tip #6: Now that you are completely debt-free, take the monthly amount you were paying on your last debt and put that money toward investments.

That’s how simple it is.

The good news is you don’t have to do this alone!

When Kim and I were getting out of debt and on the path to making millions, we had friends and advisors every step of the way. We believe so strongly in the power of a community, that we’ve spent our lives building a company that provides for countless others the same help and encouragement we had.

You can start getting out of debt—and getting richer—today!

If you’re ready to take control of your financial future, our newest QuickStart program is here to help.

Learn proven principals and strategies—like the six I just shared—that Kim and I used to erase $400,000 in bad debt.

Now is the time to take action. Don’t wait.

Pedro Marques
PHC-BR International
Skype: chagas-es

Click here to work with me personally.

Check our website: http://www.phcbrinternational.com
Watch our bloghttp://www.businessexpertsonline.net
Like our page: https://www.facebook.com/PHC.BR.International
Follow us: https://twitter.com/PHC_BR

 

Contributor: Robert Kiyosaki.
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Oct 07

Robert Kiyosaki answers the question: Do you have to be “smart” to be an entrepreneur?

The school with both school smarts and street smarts

When I was a young boy, I didn’t like school, and I wasn’t very good at it. My poor dad, who was the head of the Hawaii school system, pushed me to do well at school. For him, doing well at school equaled doing well at life. His idea of success was getting good grades so that you could get a good job.

My poor dad was very smart academically, but he was not very successful when it came to money. He constantly struggled from month to month, and by the end of his life he was penniless, having lost all his money on various bad business deals.

My rich dad also believed in a good education, but one that focused on financial education. “You need to learn how money works so that you can make it work for you,” he said. For him, success was being an entrepreneur and a smart investor.

My rich dad didn’t even finish school, and he wasn’t very good at it while he was there. But as a young man, he did help run his family store, and he gained significant street smarts. He used that education to build an empire of his own. At the end of his life, he was extremely wealthy, passing on a financial legacy to his son, my best friend Mike.

Today, education is changing. While most kids in still don’t learn about money and business through high school, university business schools are now offering entrepreneurship programs, conferences, and networking events for those interested in building their own businesses.

I have mixed feelings about this. I think any attempt to further the cause of entrepreneurship is admirable. But I also know that being successful as an entrepreneur can rarely be taught in class.

Matt Clark, the owner of Amazing Academy – who I am excited to announce has just struck a joint venture with Rich Dad – was taught entrepreneurship at the Wolff Center for Entrepreneurship at the University of Houston. Matt felt that his education was very helpful, but until he was able to put it into practice, the lessons did not mean nearly as much.

Entrepreneurs have to be flexible and nimble, how to adapt to changing circumstances quickly and effectively. Entrepreneurs have to have spirit. They have to fight for everything and push through adversity. Those lessons do not come from school. They come from life. Those lessons make one, “street smart”.

But, what if your school was real life mixed with step-by-step processes that made you take action? Can school smarts mix with street smarts? What if the school provided you with a team to hold your hand and help while you had to make those decisions that helped you adapt to circumstances quickly and effectively? This is the academy Matt has made. This is the school that teaches you school smarts and helps you while you get your street smarts. This is the truest entrepreneur school I have found.

So, do entrepreneurs need to be “smart” to be successful? Yes… just not in the way most people think of “smart”.

Need a place to start? Click here and learn how to build assets.

There is a free gift waiting for you

*Click HERE and it’s a hidden download (here is a hint – think exit….)

If you loved what Robert Kiyosaki broke down here…

You will LOVE what is in store when you see what our team does as a group ;)

Click  Here  To Get More Information:

Pedro Marques
PHC-BR International
Skype: chagas-es

Click here to work with me personally.

Check our website: http://www.phcbrinternational.com
Watch our bloghttp://www.businessexpertsonline.net
Like our page: https://www.facebook.com/PHC.BR.International
Follow us: https://twitter.com/PHC_BR

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"If something is going to affect your life, it's best to know as much as you can about it." - Donald J. Trump
 

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